The rapid shift to cloud-based solutions is driven by speed, efficiency, and cost savings. With 94% of companies already adopting cloud services in 2023, the cloud migration industry will reach a staggering $628.83 billion by 2028. Organizations are now storing cardholder data not only in on-premises database systems but also in cloud platforms, bringing these data under the scope of the PCI DSS (Payment Card Industry Data Security Standard).
Introduction to SaaS Company
Many companies, such as Netflix, Dropbox, Slack, etc., operate in the cloud and provide SaaS (Software-as-a-Service) solutions. These companies can be broadly categorized into two types:
- Businesses that utilize SaaS services provided by a CSP (Cloud Service Provider).
- Businesses that provide SaaS solutions by hosting their applications/software in cloud infrastructure.
How do SaaS Companies Benefit from CSP Compliance?
Achieving PCI DSS Compliance is much easier for SaaS businesses that utilize services provided by a CSP, as they can leverage on the CSP’s PCI DSS compliance for their certification.
The following table shows the responsibilities of the CSP and the SaaS organization, including the responsibilities that the CSP can share with the SaaS organization in implementing a particular PCI DSS requirement:

The SaaS companies should ask the CSP for appropriate evidence and assurance that all in-scope processes and components under the CSP’s control are PCI DSS Compliant. The assessor can also utilize this assessment or verification as part of the Customer’s PCI DSS assessment.
Three Critical Areas to Achieve PCI DSS Compliance
SaaS organizations are required to focus on three critical areas to achieve PCI DSS compliance:
Why Choose Accorian for PCI DSS Compliance
Accorian holds the prestigious distinction of having a team of highly Qualified PCI QSAs (Qualified Security Assessors) specializing in assessing PCI compliance, particularly emphasizing network infrastructure. We are also CREST accredited and an ASV (Approved Scan Vendor). Our PCI accreditations underline our expertise and credibility in cybersecurity and PCI DSS compliance.